Direct credit reading is still incomplete, but funding balance has tightened with LDR rising to 84.0%.
Reserve buffer on gross loans is around 1.28%. LDR stands at 84.0%.
Credit reading currently relies mainly on credit cost and reserve buffer; NPL, group-2, and bad-debt coverage signals will be added next.
Key signals
Credit cost
0.16%
+0.0pp
Reserve / Gross loans
1.28%
+0.0pp
LDR
84.0%
+1.8pp
2026Q1
Is interest margin sustainable?
Interest Margin Quality
▼▼
Is spread coming under pressure?
Spread is under pressure from funding costs, with funding cost at 6.01%.
In the period, NIM reached 2.04%, −0.1pp YoY; asset yield was 8.05%, +0.3pp; while funding cost was 6.01%, +0.5pp. This suggests spread has become less favorable than before, though not yet in a clearly deteriorating two-sided way.
Watchpoints
NIM is in a low zone
NIM stands at 2.04%, leaving less room on spread.
Funding cost is elevated
Funding cost is 6.01%, pressuring net interest margin.
Key signals
NIM
2.04%
−0.1pp
Asset yield
8.05%
+0.3pp
Funding cost
6.01%
+0.5pp
2026Q1
Earnings Mix
●
Is profit coming from core or supporting income sources?
Earnings mix should not be read as healthy on cost discipline alone, with CIR still at 57.1%.
Nii accounts for 90.0% of toi, fee income is 4.5% of toi, other income is 2.5% of toi, cir stands at 57.1%, net profit equals 30.0% of toi.
Watchpoints
CIR is elevated
CIR stands at 57.1%, suggesting cost discipline still needs work.
Fee-income base is thin
Fee income currently contributes only 4.5% of total operating income.
Key signals
NII / TOI
90.0%
+3.5pp
Fee / TOI
4.5%
−0.0pp
Other income / TOI
2.5%
−0.0pp
CIR
57.1%
−1.1pp
2026Q1
Is liquidity safe?
Funding & Liquidity
●
Are funding and capital buffers sufficiently safe?
Funding and liquidity look more balanced, with LDR at 84.0% while customer funding share is improving.
Ldr stands at 84.0%, equity equals 7.0% of assets, customer funding accounts for 73.2% of interest-bearing funding, market funding accounts for 26.8%.
Key signals
LDR
84.0%
+1.8pp
Equity / Assets
7.0%
+0.2pp
Customer funding
73.2%
+1.5pp
Market funding
26.8%
−1.5pp
2026Q1
Profitability Quality
▼▼
What is sustaining current profitability?
Profitability is under clearer pressure as provisioning is rising sharply, with ROAA currently at 0.65%.
Net income on average earning assets is 0.68%, nim stands at 2.04%, credit cost is 0.16%, cir stands at 57.1%, average leverage is around 14.36 times.
Watchpoints
ROAA is low
ROAA stands at 0.65%, suggesting returns on assets are still soft.
ROAE should be watched
ROAE currently stands at 9.32%.
Key signals
ROAA
0.65%
−0.0pp
ROAE
9.32%
−0.2pp
NI / Avg EA
0.68%
−0.0pp
Quarterly provision
VND 93bn
+276.9% QoQ
2026Q1
Investment Takeaway
BAB bank investment takeaway — spread compression. [Placeholder for EN translation.]
[Placeholder for EN evidence line 1.]
[Placeholder for EN evidence line 2.]
[Placeholder for EN conclusion.]
Statement Data
Item
2025
2024
Interest Income and Similar Income
13,556.7
11,812.1
Interest Expense and Similar Expenses
10,109.8
8,490.9
Net Interest Income
3,446.9
3,321.2
Fee and Commission Income
240.0
150.0
Fee and Commission Expenses
58.8
44.4
Net Fee and Commission Income
181.2
105.6
Net Gain/(Loss) from Foreign Currencies and Gold Trading
75.6
-68.3
Net Gain/(Loss) from Investment Securities
178.8
283.7
Other Income
124.3
27.3
Other Expenses
24.6
21.2
Net Other Income
99.6
6.1
Income from Capital Contribution and Long-term Investments
53.8
12.6
Operating Expenses
2,320.3
2,249.3
Operating Profit before Provision for Credit Losses
1,715.6
1,411.7
Provision for Credit Losses
242.0
151.4
Profit Before Tax
1,473.6
1,260.3
Current Corporate Income Tax Expense
284.0
249.0
Corporate Income Tax
284.0
249.0
Net Profit After Tax
1,189.6
1,011.3
Net Profit Attributable to the Equity Holders of the Bank
1,189.6
1,011.3
Earnings per Share
1,141.00
1,129.00
Item
2025
2024
Cash, Gold and Precious Stones
585.4
566.6
Balances with the State Bank of Vietnam
1,219.8
798.2
Placements at and Loans to Other Credit Institutions
26,328.3
16,023.6
Placements at Other Credit Institutions
25,819.8
12,454.5
Loans to Other Credit Institutions
508.6
3,569.1
Trading Securities
22,588.8
24,599.9
Trading Securities (Gross)
22,588.8
24,599.9
Derivatives and Other Financial Assets
280.8
184.1
Loans, Advances and Finance Leases to Customers
124,840.8
108,228.4
Loans, Advances and Finance Leases to Customers (Gross)
126,405.2
109,552.8
Provision for Losses on Loans, Advances and Finance Leases to Customers
-1,564.5
-1,324.4
Investment Securities
12,631.2
9,380.6
Available-for-sale Securities
12,643.2
9,400.6
Provision for Diminution in Value of Investment Securities
-12.1
-20.0
Capital Contribution and Other Long-term Investments
29.3
146.2
Other Long-term Investments
52.6
168.1
Provision for Diminution in Value of Long-term Investments
-23.3
-21.9
Fixed Assets
1,040.6
1,058.6
Tangible Fixed Assets
167.6
171.7
Tangible Fixed Assets Cost
549.7
518.5
Accumulated Depreciation of Tangible Fixed Assets
-382.1
-346.9
Intangible Fixed Assets
873.0
886.9
Intangible Fixed Assets Cost
1,014.6
1,012.7
Accumulated Depreciation of Intangible Fixed Assets
-141.6
-125.7
Investment Properties
3.7
3.7
Investment Properties Cost
3.7
3.7
Other Assets
6,271.6
4,496.9
Accounts Receivables
541.7
299.8
Interest and Fee Receivables
5,593.9
4,125.8
Other Assets (Miscellaneous)
136.1
71.3
Total Assets
195,820.3
165,486.7
Due to Government and Borrowings from the State Bank of Vietnam
1,022.4
7.5
Placements and Borrowings from Other Credit Institutions
25,357.3
11,881.0
Placements from Other Credit Institutions
25,125.7
11,776.3
Borrowings from Other Credit Institutions
231.6
104.8
Deposits from Customers
127,023.6
122,549.7
Funds Received from Government and Institutions, Trust Investments and Syndicated Loans
63.6
25.7
Valuable Papers Issued
24,900.4
16,020.8
Other Liabilities
4,144.1
3,219.6
Interest and Fee Payables
3,390.4
2,456.2
Other Liabilities (Miscellaneous)
753.7
763.4
Total Liabilities
182,511.4
153,704.2
Capital and Reserves
13,308.9
11,782.5
Capital
10,139.3
9,066.6
Charter Capital
10,032.2
8,959.3
Share Premium
107.1
107.3
Reserves
1,245.3
1,045.5
Undistributed Earnings after Tax/Accumulated Loss
1,924.3
1,670.4
Total Liabilities and Equity
195,820.3
165,486.7
Item
2025
2024
Receipts from Interest and Similar Income
10,026.3
9,370.7
Payments for Interest and Similar Expenses
-9,065.0
-10,134.9
Receipts from Fee and Commission Income
181.2
105.6
Net Cash Inflow from Trading Activities in Foreign Currencies, Gold and Securities
2,362.3
2,088.0
Receipts from Other Income
-17.0
-13.9
Receipts from Collection of Written-off Debts
116.4
15.0
Payments for Staff Costs and Operating Expenses
-2,315.9
-1,998.5
Corporate Income Tax Paid
-248.1
-262.1
Cash Flow from Operating Activities before Changes in Operating Assets and Liabilities
1,040.1
-830.0
(Increase)/Decrease in Placements with and Loans to Other Credit Institutions
2,610.5
-1,358.8
(Increase)/Decrease in Trading Securities and Investment Securities
-717.8
-2,037.8
(Increase)/Decrease in Derivatives and Other Financial Assets
-96.8
-184.1
(Increase)/Decrease in Loans and Advances to Customers
-16,852.4
-9,698.8
(Decrease)/Increase in Provisions for Damages
-8.6
-26.5
(Increase)/Decrease in Other Operating Assets
-352.1
53.5
Increase/(Decrease) in Due to Government and Borrowings from State Bank
1,014.9
-16.6
Increase/(Decrease) in Placements and Borrowings from Other Credit Institutions
13,476.3
722.3
Increase/(Decrease) in Deposits from Customers
4,473.9
4,072.8
Increase/(Decrease) in Valuable Papers Issued
9,733.0
5,700.0
Increase/(Decrease) in Funds Received from Government and Institutions
37.9
15.8
Increase/(Decrease) in Derivatives and Other Financial Liabilities
—
-97.2
Increase/(Decrease) in Other Operating Liabilities
-111.6
187.2
Payments from Reserves
—
-131.5
Net Cash Flows from Operating Activities
14,247.4
-3,629.7
Purchase of Fixed Assets
-35.4
-51.8
Receipts from Disposal of Fixed Assets
0.2
0.1
Payments for Investment in Other Entities
—
-5.3
Dividends and Profit Received
53.8
12.6
Net Cash Flows from Investing Activities
18.7
-44.3
Receipts from Equity Issue and Owner Capital Contribution
451.8
—
Receipts from Issue of Valuable Papers and Other Long-term Borrowings
1,500.0
3,500.0
Net Cash Flows from Financing Activities
-512.3
3,236.7
Net Cash Flows during the Period
13,753.9
-437.2
Cash and Cash Equivalents at Beginning of the Period
14,769.1
15,206.3
Cash and Cash Equivalents at End of the Period
28,523.0
14,769.1
Item
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Q2'24
Q1'24
Interest Income and Similar Income
3,822.9
3,617.4
3,471.4
3,268.1
3,199.9
3,015.0
2,925.3
2,849.6
3,022.2
Interest Expense and Similar Expenses
2,802.8
2,638.1
2,770.0
2,375.9
2,325.9
2,176.0
2,177.6
1,927.8
2,209.4
Net Interest Income
1,020.0
979.3
701.4
892.2
874.0
839.1
747.6
921.8
812.7
Fee and Commission Income
35.8
88.8
56.5
55.5
39.1
38.7
41.5
38.1
31.7
Fee and Commission Expenses
15.2
11.2
17.1
13.0
17.5
12.9
10.9
11.9
8.7
Net Fee and Commission Income
20.5
77.6
39.5
42.6
21.5
25.8
30.6
26.2
23.0
Net Gain/(Loss) from Foreign Currencies and Gold Trading
-73.9
104.0
-16.3
-8.3
-3.8
12.9
-29.2
-40.2
-11.7
Net Gain/(Loss) from Investment Securities
-1.2
22.6
38.1
54.5
63.7
197.6
144.8
-70.3
11.5
Other Income
0.9
110.9
6.7
5.3
1.3
7.9
7.5
8.2
3.8
Other Expenses
0.5
20.8
3.4
0.4
0.1
17.1
3.0
0.3
0.7
Net Other Income
0.4
90.2
3.3
5.0
1.2
-9.3
4.5
7.9
3.1
Income from Capital Contribution and Long-term Investments
—
37.4
11.6
4.9
—
12.6
—
—
—
Operating Expenses
494.7
629.1
549.5
606.6
535.1
643.0
586.0
520.9
499.3
Operating Profit before Provision for Credit Losses
471.2
681.9
228.0
384.2
421.4
435.6
312.3
324.5
339.3
Provision for Credit Losses
93.0
24.7
82.8
80.4
54.1
-11.4
41.0
121.1
0.7
Profit Before Tax
378.2
657.2
145.2
303.8
367.3
447.0
271.3
203.4
338.6
Current Corporate Income Tax Expense
78.2
122.2
27.1
60.6
74.1
86.4
54.3
40.6
67.7
Corporate Income Tax
78.2
122.2
27.1
60.6
74.1
86.4
54.3
40.6
67.7
Net Profit After Tax
300.1
535.0
118.1
243.3
293.2
360.7
217.0
162.8
270.9
Net Profit Attributable to the Equity Holders of the Bank
300.1
535.0
118.1
243.3
293.2
360.7
217.0
162.8
270.9
Item
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Q2'24
Q1'24
Cash, Gold and Precious Stones
696.1
585.4
601.2
793.1
596.5
566.6
623.8
635.5
574.2
Balances with the State Bank of Vietnam
754.1
1,219.8
529.8
540.9
61.5
798.2
188.2
459.7
655.5
Placements at and Loans to Other Credit Institutions
22,490.8
26,328.3
20,322.6
25,691.9
20,260.6
16,023.6
21,440.1
20,480.6
13,130.9
Placements at Other Credit Institutions
22,490.8
25,819.8
18,824.8
20,464.2
14,325.2
12,454.5
10,669.4
13,368.1
10,029.2
Loans to Other Credit Institutions
—
508.6
1,497.8
5,227.7
5,935.4
3,569.1
10,770.7
7,112.6
3,101.7
Trading Securities
20,101.0
22,588.8
26,883.0
27,973.0
29,793.2
24,599.9
17,651.7
17,853.2
20,040.3
Trading Securities (Gross)
20,101.0
22,588.8
26,883.0
27,973.0
29,793.2
24,599.9
17,651.7
17,853.2
20,040.3
Derivatives and Other Financial Assets
69.8
280.8
197.9
66.4
—
184.1
—
—
—
Loans, Advances and Finance Leases to Customers
127,916.2
124,840.8
123,814.6
113,650.6
109,795.3
108,228.4
102,280.4
100,828.5
99,360.8
Loans, Advances and Finance Leases to Customers (Gross)
129,573.7
126,405.2
125,356.4
115,109.6
111,173.8
109,552.8
103,624.5
102,131.5
100,542.7
Provision for Losses on Loans, Advances and Finance Leases to Customers
-1,657.4
-1,564.5
-1,541.8
-1,459.0
-1,378.6
-1,324.4
-1,344.0
-1,303.0
-1,181.9
Investment Securities
13,022.2
12,631.2
12,004.9
9,415.4
8,121.2
9,380.6
8,702.2
8,762.6
9,720.6
Available-for-sale Securities
13,034.3
12,643.2
12,023.8
9,434.3
8,135.6
9,400.6
8,838.4
8,894.1
9,735.9
Provision for Diminution in Value of Investment Securities
-12.1
-12.1
-18.9
-18.9
-14.4
-20.0
-136.2
-131.5
-15.3
Capital Contribution and Other Long-term Investments
29.3
29.3
30.7
30.7
30.7
146.2
146.7
142.5
142.5
Other Long-term Investments
52.6
52.6
52.6
52.6
52.6
168.1
167.1
162.8
162.8
Provision for Diminution in Value of Long-term Investments
-23.3
-23.3
-21.9
-21.9
-21.9
-21.9
-20.3
-20.3
-20.3
Fixed Assets
1,067.7
1,040.6
1,039.1
1,047.6
1,051.9
1,058.6
1,041.9
1,042.7
1,048.2
Tangible Fixed Assets
198.2
167.6
162.9
167.9
167.6
171.7
160.0
169.3
171.1
Tangible Fixed Assets Cost
589.1
—
—
—
—
—
—
—
—
Accumulated Depreciation of Tangible Fixed Assets
-390.8
—
—
—
—
—
—
—
—
Intangible Fixed Assets
869.4
873.0
876.1
879.7
884.3
886.9
881.9
873.4
877.0
Intangible Fixed Assets Cost
1,014.7
—
—
—
—
—
—
—
—
Accumulated Depreciation of Intangible Fixed Assets
-145.3
—
—
—
—
—
—
—
—
Investment Properties
3.7
3.7
3.7
3.7
3.7
3.7
3.7
3.7
3.7
Investment Properties Cost
3.7
—
—
—
—
—
—
—
—
Other Assets
7,418.9
6,271.6
6,537.0
5,744.7
5,651.0
4,496.9
4,051.5
4,273.4
4,675.9
Accounts Receivables
737.2
541.7
545.1
497.6
502.4
299.8
391.9
618.3
519.7
Interest and Fee Receivables
6,560.3
5,593.9
5,907.5
5,184.8
5,079.3
4,125.8
3,593.4
3,592.5
4,091.4
Other Assets (Miscellaneous)
121.4
136.1
84.4
62.3
69.2
71.3
66.2
62.6
64.7
Total Assets
193,569.8
195,820.3
191,964.5
184,957.9
175,365.5
165,486.7
156,130.2
154,482.5
149,352.6
Due to Government and Borrowings from the State Bank of Vietnam
1,187.7
1,022.4
2.6
1,608.3
5.6
7.5
346.3
667.9
19.5
Placements and Borrowings from Other Credit Institutions
21,938.3
25,357.3
18,293.6
19,820.7
19,053.2
11,881.0
11,789.8
8,713.5
9,296.5
Placements from Other Credit Institutions
21,666.6
25,125.7
18,092.8
19,652.4
18,917.1
11,776.3
11,406.0
8,636.4
9,229.3
Borrowings from Other Credit Institutions
271.7
231.6
200.8
168.3
136.1
104.8
383.7
77.1
67.3
Deposits from Customers
127,458.1
127,023.6
130,418.5
131,084.7
124,794.5
122,549.7
120,001.9
119,743.7
118,124.7
Derivatives and Other Financial Liabilities
—
—
—
—
30.2
—
135.5
278.2
237.4
Funds Received from Government and Institutions, Trust Investments and Syndicated Loans
63.2
63.6
46.5
52.5
37.9
25.7
21.0
14.0
14.0
Valuable Papers Issued
24,812.2
24,900.4
26,348.7
16,719.7
16,010.8
16,020.8
9,520.8
10,856.9
6,856.9
Other Liabilities
4,501.4
4,144.1
4,080.6
3,468.0
3,357.7
3,219.6
2,893.1
3,003.4
3,664.3
Interest and Fee Payables
3,827.5
3,390.4
3,399.1
2,873.8
2,803.9
2,456.2
2,225.7
2,610.5
3,335.1
Other Liabilities (Miscellaneous)
673.9
753.7
681.5
594.2
553.9
763.4
667.4
392.9
329.2
Total Liabilities
179,961.0
182,511.4
179,190.6
172,753.9
163,289.9
153,704.2
144,708.4
143,277.6
138,213.4
Capital and Reserves
13,608.9
13,308.9
12,773.9
12,204.0
12,075.7
11,782.5
11,421.8
11,204.9
11,139.1
Capital
10,828.4
10,139.3
10,139.3
9,687.5
9,687.5
9,066.6
9,066.6
9,066.6
9,066.6
Charter Capital
10,721.4
10,032.2
10,032.2
9,580.2
9,580.2
8,959.3
8,959.3
8,959.3
8,959.3
Share Premium
107.0
107.1
107.1
107.3
107.3
107.3
107.3
107.3
107.3
Reserves
1,245.3
1,245.3
1,245.3
1,245.3
1,045.5
1,045.5
1,045.5
1,045.5
918.9
Undistributed Earnings after Tax/Accumulated Loss
1,535.2
1,924.3
1,389.3
1,271.2
1,342.7
1,670.4
1,309.7
1,092.8
1,153.6
Total Liabilities and Equity
193,569.8
195,820.3
191,964.5
184,957.9
175,365.5
165,486.7
156,130.2
154,482.5
149,352.6
Item
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Q2'24
Q1'24
Receipts from Interest and Similar Income
2,230.2
3,373.6
2,214.9
2,781.3
1,656.4
2,340.5
2,533.9
2,748.3
1,747.9
Payments for Interest and Similar Expenses
-2,365.3
-2,715.6
-2,228.0
-2,143.9
-1,977.6
-1,945.5
-2,559.8
-2,652.5
-2,977.2
Receipts from Fee and Commission Income
20.5
77.6
39.5
42.6
21.5
25.8
30.6
26.2
23.0
Net Cash Inflow from Trading Activities in Foreign Currencies, Gold and Securities
516.3
746.0
552.3
423.5
640.4
375.5
473.0
422.1
817.5
Receipts from Other Income
0.1
-20.1
-3.0
5.8
0.4
-16.2
2.8
0.0
-0.4
Receipts from Collection of Written-off Debts
0.3
110.1
5.5
—
0.8
2.0
1.7
7.8
3.5
Payments for Staff Costs and Operating Expenses
-743.9
-556.8
-492.0
-506.1
-761.0
-571.2
-424.8
-452.9
-549.5
Corporate Income Tax Paid
-122.2
-27.1
-60.6
-74.1
-86.4
-54.3
-40.7
-67.7
-99.4
Cash Flow from Operating Activities before Changes in Operating Assets and Liabilities
-464.1
987.8
29.5
528.2
-505.4
156.6
16.7
31.3
-1,034.6
(Increase)/Decrease in Placements with and Loans to Other Credit Institutions
508.6
467.7
-271.7
5,230.8
-2,816.3
7,651.6
-3,658.1
-4,117.0
-1,235.3
(Increase)/Decrease in Trading Securities and Investment Securities
9,502.2
2,373.5
-450.4
480.8
-3,121.7
-8,060.6
607.3
1,801.0
3,614.6
(Increase)/Decrease in Derivatives and Other Financial Assets
211.0
-82.9
-131.5
-66.4
184.1
-184.1
—
—
—
(Increase)/Decrease in Loans and Advances to Customers
-3,168.4
-1,048.8
-10,246.9
-3,935.8
-1,621.0
-5,928.3
-1,493.0
-1,588.8
-688.8
(Decrease)/Increase in Provisions for Damages
-0.0
-7.5
-0.0
4.6
-5.6
-122.7
4.7
116.1
-24.6
(Increase)/Decrease in Other Operating Assets
-145.8
-110.3
-66.4
15.8
-191.2
64.1
255.9
-28.8
-237.7
Increase/(Decrease) in Due to Government and Borrowings from State Bank
165.3
1,019.8
-1,605.7
1,602.7
-1.9
-338.8
-321.5
648.3
-4.6
Increase/(Decrease) in Placements and Borrowings from Other Credit Institutions
-3,419.0
7,063.7
-1,527.1
767.5
7,172.2
91.3
3,076.3
-583.0
-1,862.2
Increase/(Decrease) in Deposits from Customers
434.5
-3,394.9
-666.1
6,290.2
2,244.8
2,547.8
258.1
1,619.0
-352.2
Increase/(Decrease) in Valuable Papers Issued
-82.4
-2,594.6
8,327.6
4,000.0
—
5,000.0
-1,300.0
2,000.0
—
Increase/(Decrease) in Funds Received from Government and Institutions
-0.4
17.1
-6.0
14.6
12.2
4.6
7.0
-0.0
4.2
Increase/(Decrease) in Derivatives and Other Financial Liabilities
—
—
—
—
30.2
-135.5
-142.7
40.8
140.2
Increase/(Decrease) in Other Operating Liabilities
226.4
-82.4
76.9
-147.7
41.6
136.5
8.4
42.5
-0.2
Payments from Reserves
—
—
—
—
—
-27.4
—
-104.1
—
Net Cash Flows from Operating Activities
3,767.9
4,608.1
-6,537.9
14,755.3
1,421.9
750.9
-2,576.8
-122.6
-1,681.1
Purchase of Fixed Assets
-39.4
-14.5
-5.0
-9.6
-6.3
-38.4
1.5
-7.2
-7.7
Receipts from Disposal of Fixed Assets
-0.6
0.2
—
—
—
0.1
—
—
—
Payments for Disposal of Fixed Assets
—
—
—
—
—
—
-13.5
—
—
Payments for Investment in Other Entities
—
—
—
—
—
-1.1
-4.2
—
—
Dividends and Profit Received
—
37.4
11.6
4.9
—
12.6
—
—
—
Net Cash Flows from Investing Activities
-40.1
23.1
6.6
-4.7
-6.3
-13.2
-16.2
-7.2
-7.7
Receipts from Equity Issue and Owner Capital Contribution
689.1
-620.9
451.8
—
620.9
—
0.0
—
625.1
Receipts from Issue of Valuable Papers and Other Long-term Borrowings
—
0.0
1,500.0
—
—
1,500.0
0.0
2,000.0
—
Dividends Paid and Profits Distributed to Owners
-689.2
—
0.0
—
-620.9
—
0.0
—
-625.1
Net Cash Flows from Financing Activities
-6.3
1,215.0
1,736.6
-3,453.1
-10.7
1,500.0
-38.7
2,000.0
-224.6
Net Cash Flows during the Period
3,721.5
5,846.2
-4,794.7
11,297.5
1,404.9
2,237.7
-2,631.8
1,870.2
-1,913.4
Cash and Cash Equivalents at Beginning of the Period