Direct credit reading is still thin, but reserve buffer is the more notable signal now, having slipped to 1.03% of gross loans.
Reserve buffer on gross loans is around 1.03%. LDR stands at 91.3%.
Credit reading currently relies mainly on credit cost and reserve buffer; NPL, group-2, and bad-debt coverage signals will be added next.
Watchpoints
Reserve buffer thinning
Provision-to-gross-loans is declining quarter over quarter, suggesting a thinner loss-absorbing reserve buffer.
Key signals
Credit cost
0.62%
−0.1pp
Reserve / Gross loans
1.03%
−0.1pp
LDR
91.3%
−1.3pp
2026Q1
Is interest margin sustainable?
Interest Margin Quality
▼▼
Is spread coming under pressure?
Spread is under pressure from funding costs, with funding cost at 4.94%. More broadly, spread conditions are becoming less favorable as asset-yield improvement has not kept pace with funding costs.
In the period, NIM reached 2.65%, −0.9pp YoY; asset yield was 7.59%, −0.1pp; while funding cost was 4.94%, +0.8pp. This suggests spread is under pressure from both softer asset yields and rising funding costs.
Watchpoints
Spread compression in progress
Spread is under pressure from both sides, with softer asset yields and rising funding costs.
Funding cost is elevated
Funding cost is 4.94%, pressuring net interest margin.
Key signals
NIM
2.65%
−0.9pp
Asset yield
7.59%
−0.1pp
Funding cost
4.94%
+0.8pp
2026Q1
Earnings Mix
▼
Is profit coming from core or supporting income sources?
Earnings mix should be watched more closely, with non-core income at 17.9% of total operating income. More broadly, the quality of the revenue mix is softening as the share of net interest income falls while fee income remains insufficient or other income becomes more prominent.
Nii accounts for 74.2% of toi, fee income is 5.3% of toi, other income is 17.9% of toi, cir stands at 33.7%, net profit equals 39.1% of toi.
Watchpoints
Income mix quality deteriorating
Net interest income share is declining while fee income does not offset enough or other income rises, making the revenue mix less anchored in core income.
Non-core income is elevated
Non-core income currently accounts for 17.9% of total operating income.
Key signals
NII / TOI
74.2%
−0.6pp
Fee / TOI
5.3%
+0.2pp
Other income / TOI
17.9%
−0.0pp
CIR
33.7%
+0.6pp
2026Q1
Is liquidity safe?
Funding & Liquidity
▼▼
Are funding and capital buffers sufficiently safe?
Capital buffer is the key watchpoint, with equity only at 6.0% of ending assets.
Ldr stands at 91.3%, equity equals 6.0% of assets, customer funding accounts for 49.6% of interest-bearing funding, market funding accounts for 50.4%.
Watchpoints
Capital buffer looks thin
Equity currently accounts for only 6.0% of ending assets.
Market funding dependence is high
Market funding now accounts for 50.4% of interest-bearing funding.
Key signals
LDR
91.3%
−1.3pp
Equity / Assets
6.0%
+0.4pp
Customer funding
49.6%
+1.3pp
Market funding
50.4%
−1.3pp
2026Q1
Profitability Quality
●
What is sustaining current profitability?
Profitability currently looks balanced, with ROAA at 1.34% and ROAE at 20.13%.
Net income on average earning assets is 1.40%, nim stands at 2.65%, credit cost is 0.62%, cir stands at 33.7%, average leverage is around 14.98 times.
Watchpoints
Average leverage is elevated
Average leverage is currently around 14.98 times.
Key signals
ROAA
1.34%
+0.1pp
ROAE
20.13%
+0.5pp
NI / Avg EA
1.40%
+0.1pp
Quarterly provision
VND -234bn
−118.6% QoQ
2026Q1
Investment Takeaway
NAB bank investment takeaway — funding under pressure. [Placeholder for EN translation.]
[Placeholder for EN evidence line 1.]
[Placeholder for EN evidence line 2.]
[Placeholder for EN conclusion.]
Statement Data
Item
2025
2024
Interest Income and Similar Income
22,356.4
17,411.7
Interest Expense and Similar Expenses
13,739.8
9,473.9
Net Interest Income
8,616.6
7,937.8
Fee and Commission Income
730.1
951.8
Fee and Commission Expenses
141.9
390.8
Net Fee and Commission Income
588.2
561.0
Net Gain/(Loss) from Foreign Currencies and Gold Trading
23.0
2.8
Net Gain/(Loss) from Trading Securities
6.4
0.9
Net Gain/(Loss) from Investment Securities
235.3
123.8
Other Income
2,107.5
467.8
Other Expenses
44.6
42.0
Net Other Income
2,062.9
425.8
Income from Capital Contribution and Long-term Investments
2.2
0.0
Operating Expenses
3,817.8
3,985.8
Operating Profit before Provision for Credit Losses
7,716.9
5,066.3
Provision for Credit Losses
2,463.3
520.9
Profit Before Tax
5,253.5
4,545.4
Current Corporate Income Tax Expense
1,071.3
938.3
Corporate Income Tax
1,071.3
938.3
Net Profit After Tax
4,182.2
3,607.1
Net Profit Attributable to the Equity Holders of the Bank
4,182.2
3,607.1
Earnings per Share
2,438.00
2,702.00
Item
2025
2024
Cash, Gold and Precious Stones
1,231.3
1,148.5
Balances with the State Bank of Vietnam
13,719.5
13,632.9
Placements at and Loans to Other Credit Institutions
155,203.1
36,809.8
Placements at Other Credit Institutions
154,153.9
36,519.9
Loans to Other Credit Institutions
1,049.3
289.9
Derivatives and Other Financial Assets
21.8
—
Loans, Advances and Finance Leases to Customers
195,333.0
165,672.9
Loans, Advances and Finance Leases to Customers (Gross)
197,607.6
167,738.0
Provision for Losses on Loans, Advances and Finance Leases to Customers
-2,274.6
-2,065.1
Debt Purchased
629.6
—
Debt Purchased (Gross)
655.5
—
Provision for Debt Purchased
-25.9
—
Investment Securities
40,071.9
20,841.9
Available-for-sale Securities
31,230.8
10,289.9
Held-to-maturity Securities
8,841.4
10,566.8
Provision for Diminution in Value of Investment Securities
-0.4
-14.8
Capital Contribution and Other Long-term Investments
120.8
142.8
Other Long-term Investments
224.0
224.0
Provision for Diminution in Value of Long-term Investments
-103.2
-81.3
Fixed Assets
2,369.5
2,188.1
Tangible Fixed Assets
1,740.1
1,528.8
Tangible Fixed Assets Cost
2,718.2
2,307.2
Accumulated Depreciation of Tangible Fixed Assets
-978.0
-778.3
Intangible Fixed Assets
575.8
579.5
Intangible Fixed Assets Cost
766.9
755.6
Accumulated Depreciation of Intangible Fixed Assets
-191.1
-176.1
Investment Properties
—
30.4
Investment Properties Cost
—
30.4
Other Assets
9,632.7
4,661.7
Accounts Receivables
1,809.3
919.5
Interest and Fee Receivables
6,986.8
3,001.1
Other Assets (Miscellaneous)
871.2
780.3
Provision for Risks in Other Assets
-34.7
-39.2
Total Assets
418,333.3
245,129.0
Due to Government and Borrowings from the State Bank of Vietnam
18,028.6
2,577.6
Placements and Borrowings from Other Credit Institutions
157,154.1
39,196.3
Placements from Other Credit Institutions
154,419.1
37,715.3
Borrowings from Other Credit Institutions
2,735.0
1,481.0
Deposits from Customers
177,810.7
158,334.0
Derivatives and Other Financial Liabilities
—
6.8
Funds Received from Government and Institutions, Trust Investments and Syndicated Loans
2,412.4
1,076.2
Valuable Papers Issued
33,308.1
20,006.9
Other Liabilities
6,188.7
4,642.6
Interest and Fee Payables
4,675.1
3,395.6
Other Liabilities (Miscellaneous)
1,513.7
1,247.0
Total Liabilities
394,902.6
225,840.5
Capital and Reserves
23,430.8
19,288.5
Capital
17,157.0
13,725.6
Charter Capital
17,156.9
13,725.5
Share Premium
0.1
0.1
Other Capital
0.0
0.0
Reserves
2,578.2
2,174.4
Undistributed Earnings after Tax/Accumulated Loss
3,695.6
3,388.5
Total Liabilities and Equity
418,333.3
245,129.0
Item
2025
2024
Receipts from Interest and Similar Income
18,387.6
16,460.4
Payments for Interest and Similar Expenses
-12,492.2
-10,347.0
Receipts from Fee and Commission Income
595.6
581.7
Net Cash Inflow from Trading Activities in Foreign Currencies, Gold and Securities
284.6
122.5
Receipts from Other Income
-36.7
-41.4
Receipts from Collection of Written-off Debts
2,092.8
465.8
Payments for Staff Costs and Operating Expenses
-3,838.8
-3,364.0
Corporate Income Tax Paid
-799.2
-950.9
Cash Flow from Operating Activities before Changes in Operating Assets and Liabilities
4,193.6
2,927.2
(Increase)/Decrease in Placements with and Loans to Other Credit Institutions
-759.4
1,500.0
(Increase)/Decrease in Trading Securities and Investment Securities
-19,215.6
3,231.0
(Increase)/Decrease in Derivatives and Other Financial Assets
-21.8
39.5
(Increase)/Decrease in Loans and Advances to Customers
-30,525.1
-26,299.6
(Decrease)/Increase in Provisions for Damages
-2,242.5
-3.9
(Increase)/Decrease in Other Operating Assets
-488.1
71.9
Increase/(Decrease) in Due to Government and Borrowings from State Bank
15,451.0
2,577.3
Increase/(Decrease) in Placements and Borrowings from Other Credit Institutions
117,975.6
15,195.1
Increase/(Decrease) in Deposits from Customers
19,476.7
12,905.1
Increase/(Decrease) in Valuable Papers Issued
13,301.1
1,548.1
Increase/(Decrease) in Funds Received from Government and Institutions
1,336.2
9.7
Increase/(Decrease) in Derivatives and Other Financial Liabilities
-6.8
6.8
Increase/(Decrease) in Other Operating Liabilities
137.5
-308.8
Net Cash Flows from Operating Activities
118,612.4
13,399.2
Purchase of Fixed Assets
-848.3
-669.9
Receipts from Disposal of Fixed Assets
1.6
1.2
Payments for Investment in Other Entities
—
-142.2
Dividends and Profit Received
2.2
0.0
Net Cash Flows from Investing Activities
-808.9
-799.8
Receipts from Equity Issue and Owner Capital Contribution
—
499.6
Dividends Paid and Profits Distributed to Owners
-0.2
-0.1
Net Cash Flows from Financing Activities
-0.2
499.6
Net Cash Flows during the Period
117,803.4
13,098.9
Cash and Cash Equivalents at Beginning of the Period
51,301.3
38,202.4
Cash and Cash Equivalents at End of the Period
169,104.7
51,301.3
Item
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Q2'24
Q1'24
Interest Income and Similar Income
6,938.7
6,511.8
5,797.2
5,263.2
4,784.2
4,475.7
4,324.7
4,424.7
4,186.6
Interest Expense and Similar Expenses
4,885.0
4,184.3
3,742.4
3,141.0
2,672.0
2,464.1
2,324.3
2,215.8
2,469.6
Net Interest Income
2,053.7
2,327.6
2,054.8
2,122.1
2,112.2
2,011.6
2,000.3
2,208.9
1,717.0
Fee and Commission Income
175.8
176.7
201.6
192.1
159.7
197.9
175.2
216.4
362.3
Fee and Commission Expenses
26.1
41.2
27.9
40.2
32.6
59.0
55.3
122.8
153.7
Net Fee and Commission Income
149.7
135.4
173.7
151.9
127.1
138.9
119.9
93.6
208.6
Net Gain/(Loss) from Foreign Currencies and Gold Trading
-9.6
-22.3
13.6
16.5
15.2
24.8
4.5
-7.5
-18.9
Net Gain/(Loss) from Trading Securities
—
—
6.2
—
0.3
0.9
—
—
—
Net Gain/(Loss) from Investment Securities
89.8
54.3
75.9
85.6
19.4
26.7
26.9
10.5
59.6
Other Income
15.7
1,484.0
276.2
339.3
8.0
322.6
124.7
14.7
5.9
Other Expenses
9.1
32.6
6.8
3.4
1.9
9.3
27.5
3.9
1.3
Net Other Income
6.7
1,451.4
269.4
335.9
6.2
313.3
97.2
10.8
4.6
Income from Capital Contribution and Long-term Investments
—
0.0
2.2
—
—
0.0
—
—
—
Operating Expenses
884.0
1,251.7
948.2
802.1
815.7
1,338.5
927.8
857.2
862.3
Operating Profit before Provision for Credit Losses
1,406.2
2,694.7
1,647.5
1,910.0
1,464.7
1,177.7
1,321.0
1,459.1
1,108.6
Provision for Credit Losses
-233.6
1,252.6
356.3
614.4
240.1
-44.7
214.6
242.3
108.7
Profit Before Tax
1,639.8
1,442.1
1,291.2
1,295.6
1,224.6
1,222.4
1,106.4
1,216.8
999.8
Current Corporate Income Tax Expense
331.3
302.0
259.9
260.9
248.5
255.6
236.0
245.1
201.6
Corporate Income Tax
331.3
302.0
259.9
260.9
248.5
255.6
236.0
245.1
201.6
Net Profit After Tax
1,308.5
1,140.1
1,031.3
1,034.7
976.1
966.8
870.4
971.7
798.2
Net Profit Attributable to the Equity Holders of the Bank
1,308.5
1,140.1
1,031.3
1,034.7
976.1
966.8
870.4
971.7
798.2
Item
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Q2'24
Q1'24
Cash, Gold and Precious Stones
1,336.0
1,231.3
1,293.7
1,439.9
1,330.6
1,148.5
1,123.7
1,257.8
1,303.9
Balances with the State Bank of Vietnam
9,197.5
13,719.5
18,127.5
20,075.9
16,581.9
13,632.9
4,720.9
11,234.7
8,990.2
Placements at and Loans to Other Credit Institutions
132,141.4
155,203.1
113,074.6
66,810.8
35,711.1
36,809.8
40,434.9
31,262.8
26,515.4
Placements at Other Credit Institutions
125,418.9
154,153.9
112,784.7
66,320.9
35,421.2
36,519.9
39,245.0
30,072.9
25,325.5
Loans to Other Credit Institutions
6,722.5
1,049.3
289.9
489.9
289.9
289.9
1,189.9
1,189.9
1,189.9
Trading Securities
—
—
—
—
—
—
2,864.8
—
—
Trading Securities (Gross)
—
—
—
—
—
—
2,864.8
—
—
Derivatives and Other Financial Assets
16.5
21.8
27.5
26.6
21.8
—
—
63.7
69.6
Loans, Advances and Finance Leases to Customers
199,073.5
195,333.0
195,579.9
190,329.5
175,538.7
165,672.9
161,666.6
154,676.2
145,109.8
Loans, Advances and Finance Leases to Customers (Gross)
201,135.6
197,607.6
198,073.1
192,466.3
177,843.9
167,738.0
163,780.4
156,571.3
146,762.6
Provision for Losses on Loans, Advances and Finance Leases to Customers
-2,062.1
-2,274.6
-2,493.1
-2,136.9
-2,305.2
-2,065.1
-2,113.8
-1,895.1
-1,652.8
Debt Purchased
638.2
629.6
—
—
—
—
—
—
—
Debt Purchased (Gross)
643.0
655.5
—
—
—
—
—
—
—
Provision for Debt Purchased
-4.8
-25.9
—
—
—
—
—
—
—
Investment Securities
46,070.2
40,071.9
34,427.2
27,043.9
25,602.9
20,841.9
20,963.8
23,675.0
27,196.1
Available-for-sale Securities
37,234.2
31,230.8
25,595.0
18,206.1
15,106.5
10,289.9
10,527.9
13,128.1
17,138.3
Held-to-maturity Securities
8,836.0
8,841.4
8,847.0
8,852.6
10,511.2
10,566.8
10,454.7
10,565.7
10,076.6
Provision for Diminution in Value of Investment Securities
—
-0.4
-14.8
-14.8
-14.8
-14.8
-18.8
-18.8
-18.8
Capital Contribution and Other Long-term Investments
748.2
120.8
142.8
142.8
142.8
142.8
226.1
226.1
227.5
Other Long-term Investments
351.8
224.0
224.0
224.0
224.0
224.0
226.1
226.1
227.5
Provision for Diminution in Value of Long-term Investments
-103.6
-103.2
-81.3
-81.3
-81.3
-81.3
—
—
—
Fixed Assets
2,335.7
2,369.5
2,222.8
2,187.4
2,170.3
2,188.1
1,519.0
1,541.4
1,565.0
Tangible Fixed Assets
1,718.8
1,740.1
1,582.8
1,546.1
1,519.2
1,528.8
857.3
870.4
888.8
Tangible Fixed Assets Cost
110.5
—
—
—
—
—
—
—
—
Accumulated Depreciation of Tangible Fixed Assets
-66.6
—
—
—
—
—
—
—
—
Intangible Fixed Assets
572.9
575.8
579.6
574.4
577.0
579.5
577.2
580.0
578.5
Intangible Fixed Assets Cost
767.9
—
—
—
—
—
—
—
—
Accumulated Depreciation of Intangible Fixed Assets
-195.0
—
—
—
—
—
—
—
—
Investment Properties
—
—
—
21.6
21.6
30.4
30.4
30.4
8.9
Other Assets
18,036.0
9,632.7
12,192.6
6,719.9
5,129.3
4,661.7
5,279.8
4,948.7
5,185.1
Accounts Receivables
1,322.3
1,809.3
5,260.8
1,904.0
635.3
919.5
1,182.0
1,252.7
1,129.0
Interest and Fee Receivables
7,432.5
6,986.8
6,072.3
4,007.8
3,712.3
3,001.1
3,516.0
3,104.4
3,369.1
Other Assets (Miscellaneous)
9,315.9
871.2
898.7
847.3
820.9
780.3
610.5
624.3
719.8
Provision for Risks in Other Assets
-34.7
-34.7
-39.2
-39.2
-39.2
-39.2
-28.7
-32.7
-32.7
Total Assets
409,593.1
418,333.3
377,088.6
314,798.1
262,251.0
245,129.0
238,830.0
228,916.7
216,171.6
Due to Government and Borrowings from the State Bank of Vietnam
18,386.8
18,028.6
14,390.1
1,760.7
942.3
2,577.6
0.2
2,977.3
0.3
Placements and Borrowings from Other Credit Institutions
139,646.2
157,154.1
109,111.6
60,840.4
32,134.9
39,196.3
42,664.3
31,583.2
27,706.3
Placements from Other Credit Institutions
136,746.0
154,419.1
107,632.2
59,890.9
31,442.9
37,715.3
41,274.0
30,366.0
26,478.6
Borrowings from Other Credit Institutions
2,900.3
2,735.0
1,479.4
949.5
692.1
1,481.0
1,390.3
1,217.2
1,227.7
Deposits from Customers
177,287.9
177,810.7
193,656.1
196,932.0
176,385.6
158,334.0
151,887.7
153,186.2
151,160.8
Derivatives and Other Financial Liabilities
—
—
—
—
—
6.8
45.6
—
—
Funds Received from Government and Institutions, Trust Investments and Syndicated Loans
2,943.6
2,412.4
2,363.5
1,861.6
1,426.0
1,076.2
1,486.2
1,070.1
1,092.7
Valuable Papers Issued
40,822.8
33,308.1
25,696.5
26,350.8
26,752.3
20,006.9
20,551.8
19,583.6
16,080.8
Other Liabilities
5,857.1
6,188.7
9,603.6
5,812.8
4,396.3
4,642.6
4,378.8
3,573.2
4,162.6
Interest and Fee Payables
4,765.2
4,675.1
4,581.9
4,029.7
3,631.9
3,395.6
3,048.8
2,777.6
3,019.5
Other Liabilities (Miscellaneous)
1,091.9
1,513.7
5,021.7
1,783.1
764.4
1,247.0
1,330.0
795.6
1,143.1
Total Liabilities
384,944.5
394,902.6
354,821.3
293,558.3
242,037.4
225,840.5
221,014.5
211,973.5
200,203.5
Capital and Reserves
24,648.6
23,430.8
22,267.3
21,239.8
20,213.6
19,288.5
17,815.5
16,943.1
15,968.1
Capital
17,157.0
17,157.0
17,157.0
13,725.6
13,725.6
13,725.6
13,226.0
10,580.9
10,580.9
Charter Capital
17,156.9
17,156.9
17,156.9
13,725.5
13,725.5
13,725.5
13,225.5
10,580.4
10,580.4
Share Premium
0.1
0.1
0.1
0.1
0.1
0.1
0.4
0.4
0.4
Other Capital
0.0
0.0
0.0
0.0
0.0
0.0
—
0.0
0.0
Reserves
2,557.2
2,578.2
1,783.6
2,181.6
2,181.6
2,174.4
1,453.0
1,453.0
1,453.0
Foreign Exchange Differences
-2.1
—
-23.4
-19.5
-11.0
—
-6.6
-8.6
-11.9
Undistributed Earnings after Tax/Accumulated Loss
4,936.6
3,695.6
3,350.1
5,352.1
4,317.4
3,388.5
3,143.2
4,917.9
3,946.1
Total Liabilities and Equity
409,593.1
418,333.3
377,088.6
314,798.1
262,251.0
245,129.0
238,830.0
228,916.7
216,171.6
Item
Q1'26
Q4'25
Q3'25
Q2'25
Q1'25
Q4'24
Q3'24
Q2'24
Q1'24
Receipts from Interest and Similar Income
6,601.6
5,608.4
3,720.4
4,974.1
4,084.7
4,990.7
3,907.7
4,676.0
2,886.0
Payments for Interest and Similar Expenses
-5,058.1
-4,112.5
-3,196.9
-2,739.8
-2,442.9
-2,112.3
-2,046.9
-2,454.6
-3,733.2
Receipts from Fee and Commission Income
147.4
145.2
173.3
151.2
125.8
139.0
120.4
113.2
209.1
Net Cash Inflow from Trading Activities in Foreign Currencies, Gold and Securities
24.0
41.3
106.2
102.7
34.4
45.7
31.5
3.0
42.4
Receipts from Other Income
-8.6
-31.2
-3.8
-0.6
-1.1
-9.2
-27.4
-4.2
-0.6
Receipts from Collection of Written-off Debts
14.8
1,481.7
268.4
335.9
6.7
322.4
124.6
14.7
4.1
Payments for Staff Costs and Operating Expenses
-1,345.1
-1,036.6
-884.2
-810.3
-1,107.7
-979.9
-859.6
-758.1
-766.4
Corporate Income Tax Paid
-542.4
-20.0
-275.0
-246.0
-258.2
-223.6
-256.8
-201.3
-269.2
Cash Flow from Operating Activities before Changes in Operating Assets and Liabilities
-166.4
2,076.4
-91.6
1,767.1
441.7
2,173.0
993.4
1,388.7
-1,627.8
(Increase)/Decrease in Placements with and Loans to Other Credit Institutions
-5,673.3
-559.4
—
-200.0
—
900.0
0.0
0.0
600.0
(Increase)/Decrease in Trading Securities and Investment Securities
-6,125.7
-5,630.3
-7,383.3
-1,441.0
-4,761.1
2,990.8
-153.6
3,521.1
-3,127.3
(Increase)/Decrease in Derivatives and Other Financial Assets
5.2
5.7
-0.9
-4.8
-21.8
0.0
63.7
6.0
-30.2
(Increase)/Decrease in Loans and Advances to Customers
-3,515.5
-190.0
-5,606.8
-14,622.4
-10,105.9
-3,957.6
-7,209.1
-9,726.2
-5,406.7
(Decrease)/Increase in Provisions for Damages
—
-1,459.8
0.0
-782.7
—
-3.9
—
—
—
(Increase)/Decrease in Other Operating Assets
-7,392.1
3,429.5
-3,375.9
-921.6
379.9
-418.7
98.7
135.3
256.7
Increase/(Decrease) in Due to Government and Borrowings from State Bank
358.2
3,638.5
12,629.4
818.4
-1,635.3
2,577.4
-2,977.1
2,977.0
-0.0
Increase/(Decrease) in Placements and Borrowings from Other Credit Institutions
-17,502.5
48,046.8
48,275.3
28,710.3
-7,056.8
-3,463.6
11,086.5
3,882.2
3,690.0
Increase/(Decrease) in Deposits from Customers
-904.8
-15,845.4
-3,276.0
20,546.4
18,051.6
6,446.3
-1,298.5
2,025.4
5,731.8
Increase/(Decrease) in Valuable Papers Issued
7,514.7
7,611.6
-654.3
-401.5
6,745.3
-544.8
968.1
3,502.8
-2,378.0
Increase/(Decrease) in Funds Received from Government and Institutions
531.3
48.9
501.9
435.6
349.8
-410.0
416.1
-22.6
26.3
Increase/(Decrease) in Derivatives and Other Financial Liabilities
—
0.0
0.0
0.0
-6.8
-38.8
45.6
—
—
Increase/(Decrease) in Other Operating Liabilities
-186.2
-3,809.3
3,210.7
1,003.1
-267.0
-378.3
528.2
-419.6
-39.1
Net Cash Flows from Operating Activities
-33,057.1
37,163.3
44,428.5
34,906.9
2,113.8
5,871.6
2,561.9
7,270.0
-2,304.4
Purchase of Fixed Assets
-93.6
-288.7
-84.0
-396.0
-79.6
-168.2
-39.7
-329.6
-132.3
Receipts from Disposal of Fixed Assets
0.5
1.0
0.0
0.6
—
0.0
0.0
0.3
0.9
Payments for Disposal of Fixed Assets
—
—
35.7
—
—
—
—
—
—
Payments for Investment in Other Entities
—
—
—
—
—
-1.4
0.0
1.4
-142.2
Dividends and Profit Received
—
0.0
2.2
—
—
0.0
—
—
—
Net Cash Flows from Investing Activities
-93.2
-287.8
-55.4
-395.4
-70.2
-166.1
-39.7
-327.7
-266.4
Receipts from Equity Issue and Owner Capital Contribution
—
—
—
—
—
499.6
—
—
—
Dividends Paid and Profits Distributed to Owners
-0.0
-0.0
-0.0
-0.0
-0.1
0.0
-0.0
-0.0
-0.1
Net Cash Flows from Financing Activities
-0.0
-0.0
-0.0
-0.0
-0.1
499.6
-0.0
-0.0
-0.1
Net Cash Flows during the Period
-33,150.2
36,875.5
44,373.0
34,511.5
2,043.4
6,205.2
2,522.2
6,942.3
-2,570.8
Cash and Cash Equivalents at Beginning of the Period
169,104.7
132,205.9
87,836.7
53,333.7
51,301.3
45,089.5
42,565.3
35,619.7
38,202.4
Exchange Difference due to Re-valuation of Ending Balances